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There is definitely a cycle to the financial system. Things get easier for a while, and then things get harder. While we don’t want to delve into the reasons too deeply, there’s a pretty good chance that some rough times are coming.
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Well, it’s far enough into the new year that you probably have an idea about your taxes. And it’s probably a good time to start thinking about your longer term financial goals. Whether you are trying to get out of massive student loan debt, or you are considering buying a vacation home, you should probably be periodically looking at your finances and figuring out how to optimize them.
